Thursday, September 12, 2013

What kind of bank account do I need to get money for eye surgery?

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I do have medical insurance but i want to save it for a more essential reason. I want to get money to get lasik/laser eye surgery. I'm 16 right now and I'm hoping to get enough money for it somewhere between 18-21. I heard it cost about $500-2000 per eye.


Answer
You don't need to "save your insurance" for other types of medical treatment unless you have limitations on coverage or benefits. Sometimes Laser eye surgery is covered, other times it is considered cosmetic surgery and not covered by private health insurance. Anyway, only a surgeon can tell you how much it will cost for your treatment. They do only one eye at a time and yes, it can be over $2,000 each eye. The bank lends money as a loan (personal loan) to their customers who have enough salary to cover the repayments and a good credit rating. No bank lends to people under 18 or who don't have jobs to pay back the loan. With interest, paying off your loan for say $5,000 over 2 years would be around $1,200 extra in interest (ie $6,200 total). I know people who have had the surgery to correct their vision, some have been very happy with the results, one wasn't as the surgery sort of didn't work our properly and they still need to wear glasses for one eye.

What do you think about lasik eye surgery?




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I want to get lasik surgery but I remember about 9 years ago when I was about 18 and I wanted to get the procedure done, someone I worked with told me that it was dangerous. She told me before lasik there was a different type of eye surgery. It produced the same result as the lasik but 20 years later there vision was worse than before and they were practically blind. That scared me. Is this true? Is lasik surgery safe?


Answer
LASIK eye surgery is a medical procedure that can correct your vision by altering the physical properties of your eye. Unlike traditional surgical procedures that depend upon the skills and steadiness of the surgeon's hand, advanced LASIK eye surgery is computer controlled.

The more progressive LASIK surgery centers perform in-depth analysis of your eyes as an evaluation procedure to determine if you're a good candidate for the LASIK procedure. The evaluation process, which is largely controlled by computer itself, maps the overall physical makeup of each eye. A traditional eye exam determines your visual abilities and then an exhaustive computer analysis determines if your eyes can be enhanced by the LASIK procedure.

In addition to determining whether or not you're a good candidate for LASIK, the procedure also records quite a bit of data that's specific to your eyes. If you choose to proceed with the LASIK surgery, this data is used to program the computer controlled LASIK equipment to insure that your eyes are modified exactly in the proper manner so as to provide maximum benefit.

LASIK eye surgery does carry some risks, such as loss of vision. In some extremely rare cases, the patient may lose vision due to equipment malfunction, scarring or healing related complications.

One common risk of LASIK eye surgery is that any dry eye condition that is experienced right after surgery may hamper the healing process. Signs of dryness are burning, redness and decreased vision. If this dry eye condition persists, you may have to medicate to improve tear duct function and use artificial tears to maintain the proper level of moisture. You must keep your eyes moist after LASIK surgery in order to promote healing.

LASIK eye surgery is relatively safe and it can free you from glasses and contacts. Before you commit to LASIK surgery, make sure that you consider all the advantages and disadvantages of having the procedure. Ask the doctor lots of questions so that you can make an informed decision about whether LASIK eye surgery is the right choice for you.




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Title Post: What kind of bank account do I need to get money for eye surgery?
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