Thursday, November 7, 2013

If I finance lasik eye surgery threw the clinic am I allowed to make payments to that account from my HSA?

lasik eye surgery how much does it cost
 on How Much Does Lasik Cost? | Laser Eye Surgery Risks
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forsythm20


I would like to use money in my HSA account to pay for Lasik eye surgery. I think I'm a little short in that account right now on what it will cost. The Clinics all offer financing some even at 0%. I'm wondering if I finance the surgery does the IRS allow me to use the money in the HSA to pay the loan payments?


Answer
Yes, Lasik surgery is approved for HSA (it's not considered plastic surgery).

Will the price of lasik eye surgery go down in the near future?




Nova G


I was thinking of getting the lasik eye surgery, but the cost is keeping me down.
I have myopia with -4.5d. Last time I checked the cost for costumvue lasik surgery was around $ 3,800 for both eyes.
I live in DC metro area. Thanks



Answer
Nothing else in our society is getting cheaper these days and as you know, the cost of living (and doctor's expenses-- staff, cost of laser, maintenance fee for the laser, royalty for the laser manufacturer every time the laser is used, rent will not be coming down anytime soon). I would not trust my eyes to a bargain basement dr. who flies in from out of town, does dozens of surgeries and then comes back in weeks. You need an established surgeon who isn't going to move out of town next month. Remember, LASIK is surgery. Not blood and guts surgery. But still surgery.




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Title Post: If I finance lasik eye surgery threw the clinic am I allowed to make payments to that account from my HSA?
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